Programmable financial infrastructure
Money that earns, moves, and executes automatically.
Unify fiat payments, stablecoins, and DeFi into one programmable financial layer. Deposit local currency, receive USDC on Stellar instantly, earn yield, access liquidity, and automate operations.
Built on trusted financial infrastructure
Corridors where liquidity actually sits—African mobile money, global card rails, Stellar in the middle.
A settlement bridge, not a wallet: your product UI, our fiat ↔ chain plumbing.
KES, NGN, USD, USDC—one traceable path from pay-in to on-chain to payout.
Banks, Paystack, M-Pesa, USDC. Fewer handoffs, fewer mystery fees.
One Layer for Programmable Finance
Gigchain is a programmable financial infrastructure that connects fiat, stablecoins, and DeFi into a single system.
Deposit Fiat
Instantly convert local currency (KES, USD, etc.) to USDC on Stellar.
Earn Yield
Generate returns on idle balances through automated staking-like mechanisms.
Access Liquidity
Borrow against your balances for instant working capital.
Automate Operations
Build programmable transactions for payroll, invoices, and workflows.
Money that earns, moves, and executes automatically—without the silos.
The Architecture of Gigchain
Three interconnected layers that bridge traditional finance with programmable money.
Fiat & Access Layer
Connects users and businesses to Gigchain using familiar local payment systems.
What it includes
- M-Pesa / Paystack deposits
- Fiat (KES/USD) onramps
- KYC & compliance rails
- Bank integrations (future: NCBA, etc.)
Key value
Seamless entry into digital finance without needing crypto knowledge
Settlement & Interoperability Layer
Handles instant, low-cost global value transfer using stablecoins.
What it includes
- Stellar network settlement
- USDC as base currency
- Wallet infrastructure
- Anchor integrations (multi-country expansion)
Key value
Borderless, instant settlement across currencies and regions
Programmable Finance Layer (DeFi)
Transforms money into programmable, yield-generating financial assets.
What it includes
- Automated yield strategies
- Lending & borrowing rails
- Agentic transactions (x402)
- Scheduled & conditional payments
- Smart treasury management
Key value
Money that can earn, move, and execute logic automatically
Product Features
Everything you need for programmable finance in one unified system.
Instant Onramp
Seamless fiat-to-stablecoin conversion via integrated payment rails (Paystack, M-Pesa).
Yield Accounts
Automated returns on idle USDC balances, compounding daily.
Embedded Lending
Borrow against assets for instant liquidity without external lenders.
Cross-border Settlement
Fast, low-cost transfers using Stellar's network.
Agentic Finance
Programmable APIs for automated financial workflows and integrations.
Not a Payment App, Wallet, or DeFi Protocol
Gigchain isn't just a payment processor, wallet, or DeFi protocol—it's a unified layer that combines all three. Here's how it compares:
| Feature | Gigchain | Stripe (Payments) | Wallets (e.g., Coinbase) | DeFi (e.g., Aave) |
|---|---|---|---|---|
| Fiat Onramp | ✓ Integrated | ✓ Core | ✗ Limited | ✗ None |
| Stablecoin Settlement | ✓ USDC on Stellar | ✗ None | ✓ Custody | ✓ Partial |
| Yield Generation | ✓ Automated | ✗ None | ✗ None | ✓ Complex |
| Lending Access | ✓ Embedded | ✗ None | ✗ None | ✓ Siloed |
| Programmable Automation | ✓ Full API Layer | ✗ Basic | ✗ None | ✓ Advanced but fragmented |
Gigchain eliminates silos, reducing handoffs, fees, and complexity for businesses.
Built for Modern Finance
See how Gigchain transforms financial operations across industries.
Freelancers & Remote Workers
Receive global payments in local currency, convert to USDC instantly, and earn yield on balances while automating invoicing.
SMEs & Startups
Manage multi-currency treasury, access lending for cash flow, and settle cross-border transactions without intermediaries.
Developers & Digital Businesses
Build programmable financial products with APIs for automated payroll, revenue sharing, and DeFi integrations.
Users Earning on Savings
Deposit idle funds, generate yield automatically, and borrow for opportunities—all in one secure system.
Join the Future of Finance
Be among the first to access Gigchain's programmable infrastructure. Early users get priority support, exclusive features, and zero setup fees.
Limited beta spots available—secure yours before general release.